System and method for executing cash payment via a

专利名称：System and method for executing cash

payment via a computer network

发明人：Catherine L. Amann,Arthur Barnett,Jaromir

G. Divilek,Garling Lee,Eric T. Nissenbaum

申请号：US12696976申请日：20100129公开号：US07890404B2公开日：20110215

专利附图：

摘要：The invention presented comprises a system and method for executing a cashpayment via a computer network. A payor computing device communicates over a

computer network with payee computing devices via a P2P server. The P2P server isoperative to receive a payment request from the payor computing device and processthe payment by debiting a financial instrument specified by a payor utilizing the payorcomputing device. The payment request is transmitted from the P2P server to a cashpayment server operative to receive the payment request and translate the request intothe native format of an ATM control server, the native format of the P2P server and ATMcontrol server not being interoperable. The ATM control server is operative to generatea PIN code, which is transmitted along with the received payment instructions to an ATM.The ATM receives the payment instructions and dispenses the payment upon receipt ofthe PIN code. Receipt data is also generated by the ATM control server, translated intothe native format of the P2P server by the cash payment server, and delivered to thepayor and payee via the P2P sever.

申请人：Catherine L. Amann,Arthur Barnett,Jaromir G. Divilek,Garling Lee,Eric T.Nissenbaum

地址：Monroe CT US,New York NY US,Bronx NY US,Edison NJ US,Norwood NJ US

国籍：US,US,US,US,US

代理机构：Snell & Wilmer L.L.P.

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